PKO BP's non-performing loans reached 3.62% of total loans at the end of 2023-09-30, down from 3.78% compared to the previous year. Historically, the NPL ratio hit an all time high of 11.5% in 2004-03-31 and an all time low of 3.19% in 2007-12-31.
Provision coverage amounted to 112% at the end of 2023-09-30, up from 105% compared to a year earlier.
The bank created loan loss provisions worth of 0.464% of average loans in 2023-09-30. That's compared to 1.98% of loans the bank put aside to its cost on average in the last five years.
Comparing PKO BP with its closest peers, Pekao operated at the end of 2023-09-30 with NPL ratio of 5.88% and provision coverage of 102% and ING Bank Slaski with 2.74% and 84.9% respectively.
You can see all the bank’s data at PKO BP Profile, or you can download a report on the bank in the report section.