OTP Group's Cost of Risk (loan loss provisions as % of total assets) amounted to 1.21% in the fourth quarter of 2020, up from 0.087% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 5.64% in 1Q2015 and an all time low of -0.009% in 3Q2003. The average cost of risk in the last six quarters amounted to 0.700%.
On the other hand, average asset yield was 4.25% in 4Q2020, down from 4.87% when compared to the same period last year. Cost of funding amounted to 0.899% in 4Q2020, down from 1.16%.
You can see all the bank’s data at OTP Group Profile, or you can download a report on the bank in the report section.
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