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Non-Performing Loans (As % of Total Loans) fell 20.8% to 2.65% in Romania in 2022

Non-Performing Loans (As % of Total Loans) (%), 2022
Banking | Romania | November 17, 2024
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Non-performing loans as a share of bank loans fell 20.8% to 2.65% in Romania in 2022, according to the National Central Bank.

Historically, non-performing loans as a share of bank loans in Romania reached an all time high of 21.9% in 2013 and an all time low of 2.59% in 2007. When compared to Romania's main peers, non-performing loans as a share of bank loans in Bulgaria amounted to 4.53%, 3.79% in Hungary, 6.44% in Moldova and 38.1% in Ukraine in 2022.

Romania has been ranked 69th within the group of 121 countries we follow in terms of non-performing loans as a share of bank loans, 62 places below the position seen 10 years ago.

Non-Performing Loans (As % of Total Loans) Unit 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Austria % ... ... ... 2.37% 2.90% 2.41% 2.39% 2.08%
Bulgaria % ... ... ... ... ... 10.4% 7.80% 6.62% 5.80% 5.94%
Czechia % 3.68% 3.10% 1.69% 1.91% 1.70%
Greece % ... ... ... ... ... 46.0% 43.4% 38.1% 30.8% 11.9%
Hungary % ... ... ... ... ... 4.17% 2.47% 1.51% 3.95% 3.57%
Moldova % ... ... ... ... ... ... 18.2% 12.5% 8.50% 7.38% 6.13%
Poland % ... ... ... ... ... 3.83% 3.87% 3.81% 3.72% 2.85%
Romania % ... ... ... ... 6.41% 4.96% 4.09% 3.83% 3.35% ...
Russia % ... ... ... ... ... 9.66% 9.75% 8.83% 8.16% 6.10% ...
Serbia % ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ...
Slovakia % ... ... ... ... 3.63% 3.12% 2.96% 2.57% 2.12%
Turkey % ... ... 2.84% 3.69% 5.02% 3.89% 2.98%
Ukraine % ... ... 54.8% 54.4% 50.5% 43.5% 31.7%