Non-performing loans as a share of bank loans fell 20.1% to 3.62% in Bulgaria in 2023, according to the National Central Bank.
Historically, non-performing loans as a share of bank loans in Bulgaria reached an all time high of 16.9% in 2013 and an all time low of 2.40% in 2008.
Bulgaria has been ranked 40th within the group of 106 countries we follow in terms of non-performing loans as a share of bank loans, 27 places below the position seen 10 years ago.
| Non-Performing Loans (As % of Total Loans) | Unit | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| Albania | % | ... | ... | ... | ... | ... | ... | ... | 12.0% | 10.4% | 7.97% | 7.65% | 5.39% | |||||||||
| Bosnia and Herzegovina | % | 10.0% | 8.77% | 7.41% | 6.12% | 5.78% | ||||||||||||||||
| Bulgaria | % | ... | ... | ... | ... | ... | 10.4% | 7.80% | 6.62% | 5.80% | 5.94% | |||||||||||
| Croatia | % | ... | ... | ... | 12.1% | 10.4% | 7.41% | 7.63% | 5.70% | |||||||||||||
| Greece | % | ... | ... | ... | ... | ... | 46.0% | 43.4% | 38.1% | 30.8% | 11.9% | |||||||||||
| Hungary | % | ... | ... | ... | ... | ... | 4.17% | 2.47% | 1.51% | 3.95% | 3.57% | |||||||||||
| Iran | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Iraq | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 14.8% | 17.5% | 16.2% | 21.0% | 18.5% | ||||
| Macedonia | % | ... | ... | 6.10% | 5.04% | 4.62% | 3.26% | 3.13% | ||||||||||||||
| Moldova | % | ... | ... | ... | ... | ... | ... | 18.2% | 12.5% | 8.50% | 7.38% | 6.13% | ||||||||||
| Romania | % | ... | ... | ... | ... | 6.41% | 4.96% | 4.09% | 3.83% | 3.35% | ... | |||||||||||
| Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Turkey | % | ... | ... | 2.84% | 3.69% | 5.02% | 3.89% | 2.98% | ||||||||||||||
| Ukraine | % | ... | ... | 54.8% | 54.4% | 50.5% | 43.5% | 31.7% |
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