Českomoravská Stavební Spořitelna (ČMSS) is the dominant leader of the building savings market in the Czech Republic. At the end of 2012, the Bank had a 43.6% share on the market of building loans and 35.1% of total building savings deposits. Despite being the largest building savings bank on the Czech market, its overall size is pretty small. At the end of 2012, the Bank generated only 2.85% of all profits created by the commercial banks in the country
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