Českomoravská Stavební Spořitelna (ČMSS) is the dominant leader of the building savings market in the Czech Republic. At the end of 2012, the Bank had a 43.6% share on the market of building loans and 35.1% of total building savings deposits. Despite being the largest building savings bank on the Czech market, its overall size is pretty small. At the end of 2012, the Bank occupied 3.52% of all banking assets