Moneta Stavebni Sporitelna's non-performing loans reached 1.10% of total loans at the end of 2023, down from 1.14% compared to the previous year. Historically, the NPL ratio hit an all time high of 7.91% in 2018 and an all time low of 1.10% in 2023.
Provision coverage amounted to 78.0% at the end of 2023, up from 77.3% compared to a year earlier.
The bank created loan loss provisions worth of 0.055% of average loans in 2023. That's compared to -0.279% of loans the bank put aside to its cost on average in the last five years.
Comparing Moneta Stavebni Sporitelna with its closest peers, CSOB Stavebni Sporitelna operated at the end of 2023 with NPL ratio of 1.61% and provision coverage of 80.8% and Modra Pyramida Stavebni Sporitelna with 1.12% and 53.1% respectively.
You can see all the bank’s data at Moneta Stavebni Sporitelna Profile, or you can download a report on the bank in the report section.