Modra Pyramida Stavebni Sporitelna's non-performing loans reached 1.12% of total loans at the end of 2023, up from 1.04% compared to the previous year. Historically, the NPL ratio hit an all time high of 4.99% in 2015 and an all time low of 1.04% in 2022.
Provision coverage amounted to 53.1% at the end of 2023, down from 57.8% compared to a year earlier.
The bank created loan loss provisions worth of 0.044% of average loans in 2023. That's compared to 0.057% of loans the bank put aside to its cost on average in the last five years.
Comparing Modra Pyramida Stavebni Sporitelna with its closest peers, CSOB Stavebni Sporitelna operated at the end of 2023 with NPL ratio of 1.61% and provision coverage of 80.8%.
You can see all the bank’s data at Modra Pyramida Stavebni Sporitelna Profile, or you can download a report on the bank in the report section.
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