mBank's capital adequacy ratio reached 16.4% at the end of 2022, down from 16.6% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 21.0% in 2017 and an all time low of 11.5% in 2009.
The Tier 1 ratio amounted to 13.8% at the end of 2022, down from 14.2% compared to a year earlier.
Bank's loan to deposit ratio reached 69.0% at the end of 2022, down from 74.9% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 116%.
Comparing mBank with its closest peers, PKO BP ended the year 2022 with a capital adequacy ratio at 17.8% and loans to deposits of 68.7%, Pekao with 17.4% and 75.3% respectively and ING Bank Slaski some 16.2% in terms of capital adequacy and 80.4% of loans to deposits at the end of 2022.
You can see all the bank’s data at mBank Profile, or you can download a report on the bank in the report section.
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