Max banka's non-performing loans reached 1.70% of total loans at the end of 2024-06-30, up from 0.823% compared to the previous year. Historically, the NPL ratio hit an all time high of 14.2% in 2011-03-31 and an all time low of 0.261% in 2023-09-30.
Provision coverage amounted to 180% at the end of 2024-06-30, down from 327% compared to a year earlier.
The bank created loan loss provisions worth of -0.086% of average loans in 2024-06-30. That's compared to 0.159% of loans the bank put aside to its cost on average in the last five years.
Comparing Max banka with its closest peers, Ceska Sporitelna operated at the end of 2024-06-30 with NPL ratio of 1.80% and provision coverage of 107%, CSOB with 1.44% and 43.8% respectively and Komercni Banka had 1.93% of bad loans covered with 43.0% by provisions at the end of 2024-06-30.
You can see all the bank’s data at Max banka Profile, or you can download a report on the bank in the report section.