Lexin FinTech's net interest margin amounted to 3.96% in the third quarter of 2019, down from 4.62% when compared to the previous quarter.
Historically, the bank’s net interest margin reached an all time high of 15.2% in 2Q2018 and an all time low of 3.96% in 3Q2019. The average margin in the last six quarters amounted to 8.62%.
Average asset yield was 7.13% in 3Q2019, down from 19.3% when compared to the same period last year. On the other hand, cost of funding amounted to 5.12% in 3Q2019, down from 7.45%.
You can see all the bank’s data at Lexin FinTech Profile, or you can download a report on the bank in the report section.
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