J&T Banka's net interest margin amounted to 3.57% in the fourth quarter of 2023, down from 3.66% when compared to the previous quarter.
Historically, the bank’s net interest margin reached an all time high of 4.25% in 4Q2018 and an all time low of 1.70% in 3Q2020. The average margin in the last six quarters amounted to 3.42%.
Average asset yield was 7.07% in 4Q2023, up from 5.67% when compared to the same period last year. On the other hand, cost of funding amounted to 4.06% in 4Q2023, up from 2.80%.
When compared to bank's main peers, CSOB operated in the fourth quarter of 2023 with a net interest margin of 1.51% and Komercni Banka reached 1.66%.
You can see all the bank’s data at J&T Banka Profile, or you can download a report on the bank in the report section.
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