Interest rate on bank loans rose 0% to 4.35% in China in 2021, according to the National Central Bank.
Historically, interest rate on bank loans in China reached an all time high of 12.1% in 1995 and an all time low of 4.35% in 2021.
China has been ranked 78th within the group of 94 countries we follow in terms of interest rate on bank loans, 22 places above the position seen 10 years ago.
| Interest Rate on Bank Loans (Local Currency) | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Bangladesh | % | 11.7% | 10.4% | 9.54% | 9.65% | 9.56% | ||||||||||||||||
| Canada | % | 2.78% | 2.70% | 2.70% | ... | ... | ... | ... | ||||||||||||||
| China | % | 4.35% | 4.35% | 4.35% | 4.35% | 4.35% | ||||||||||||||||
| Germany | % | 5.08% | 5.85% | ... | ... | ... | ... | ... | ||||||||||||||
| India | % | 10.0% | 9.67% | 9.51% | 9.45% | 9.47% | ||||||||||||||||
| Japan | % | 1.14% | 1.04% | 0.994% | ... | ... | ... | ... | ||||||||||||||
| Mexico | % | 3.44% | 4.75% | 7.33% | 8.04% | 8.43% | ||||||||||||||||
| Pakistan | % | ... | ... | ... | 10.2% | 8.76% | 8.21% | 8.53% | 12.2% | |||||||||||||
| Russia | % | 15.7% | 12.6% | 10.6% | 8.87% | 8.75% | ||||||||||||||||
| South Korea | % | 3.53% | 3.37% | 3.48% | 3.66% | 3.45% | ||||||||||||||||
| Sri Lanka | % | 6.96% | 10.5% | 11.6% | 11.6% | 11.2% | ... | ... | ||||||||||||||
| USA | % | 3.26% | 3.51% | 4.10% | 4.90% | 5.28% |
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