Interest rate on bank loans fell 9.58% to 7.40% in Moldova in 2021, according to the National Central Bank.
Historically, interest rate on bank loans in Moldova reached an all time high of 40.8% in 1995 and an all time low of 7.40% in 2021. When compared to Moldova's main peers, interest rate on bank loans in Bulgaria amounted to 4.12%, 5.61% in Romania, 7.18% in Russia and 13.3% in Ukraine in 2021.
Moldova has been ranked 52nd within the group of 94 countries we follow in terms of interest rate on bank loans, 17 places below the position seen 10 years ago.
| Interest Rate on Bank Loans (Local Currency) | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Bulgaria | % | 6.39% | 5.44% | 4.96% | 4.55% | 4.34% | ... | |||||||||||||||
| China | % | 4.35% | 4.35% | 4.35% | 4.35% | 4.35% | ... | |||||||||||||||
| Germany | % | 5.85% | ... | ... | ... | ... | ... | ... | ||||||||||||||
| Greece | % | ... | 7.65% | ... | ... | ... | ... | ... | ... | |||||||||||||
| Hungary | % | 2.09% | 1.48% | 1.47% | 1.79% | 1.96% | ... | |||||||||||||||
| Japan | % | 1.04% | 0.994% | ... | ... | ... | ... | ... | ||||||||||||||
| Moldova | % | 14.3% | 10.4% | 8.85% | 8.25% | 8.18% | ... | |||||||||||||||
| Poland | % | 4.73% | 4.79% | 4.76% | 4.76% | 3.82% | ||||||||||||||||
| Romania | % | 5.71% | 5.56% | 6.81% | 7.16% | 6.49% | ... | |||||||||||||||
| Russia | % | 12.6% | 10.6% | 8.87% | 8.75% | 6.78% | ... | |||||||||||||||
| Serbia | % | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||
| Turkey | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| USA | % | 3.51% | 4.10% | 4.90% | 5.28% | 3.54% | ... | |||||||||||||||
| Ukraine | % | 19.2% | 16.4% | 19.0% | 19.8% | 14.3% | ... |
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