Interest rate on bank loans fell 8.70% to 5.25% in Botswana in 2021, according to the National Central Bank.
Historically, interest rate on bank loans in Botswana reached an all time high of 24.2% in 1982 and an all time low of 5.25% in 2021.
Botswana has been ranked 74th within the group of 94 countries we follow in terms of interest rate on bank loans, 14 places below the position seen 10 years ago.
| Interest Rate on Bank Loans (Local Currency) | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Angola | % | 16.9% | 15.8% | 15.8% | 20.7% | 19.3% | ||||||||||||||||
| Botswana | % | 7.95% | 7.30% | 6.88% | 6.50% | 6.40% | ||||||||||||||||
| Dem. Republic of the Congo | % | ... | ... | ... | ... | ... | 19.4% | 19.0% | 20.6% | 24.7% | 26.7% | |||||||||||
| Lesotho | % | 10.6% | 11.6% | 11.6% | 11.4% | 11.3% | ||||||||||||||||
| Mozambique | % | 14.9% | 21.2% | 27.9% | 23.0% | 19.0% | ||||||||||||||||
| Namibia | % | 9.32% | 9.84% | 10.0% | 10.1% | 9.88% | ||||||||||||||||
| South Africa | % | 9.42% | 10.5% | 10.4% | 10.1% | 10.1% | ||||||||||||||||
| Swaziland | % | 9.04% | 10.3% | 10.8% | 10.3% | 10.1% | ||||||||||||||||
| Tanzania | % | 16.1% | 16.0% | 17.8% | 17.4% | 17.0% | ... | |||||||||||||||
| Zambia | % | 13.3% | 15.5% | 12.4% | 9.79% | 10.3% | ... | |||||||||||||||
| Zimbabwe | % | ... | ... | ... | 8.54% | 7.11% | 6.91% | 7.13% | 16.2% |
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