Interest rate on bank loans fell 2.47% to 5.76% in Montenegro in 2021, according to the National Central Bank.
Historically, interest rate on bank loans in Montenegro reached an all time high of 12.4% in 2005 and an all time low of 5.76% in 2021.
Montenegro has been ranked 65th within the group of 94 countries we follow in terms of interest rate on bank loans, 6 places above the position seen 10 years ago.
| Interest Rate on Bank Loans (Local Currency) | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Albania | % | 7.88% | 6.73% | 6.22% | 5.93% | 6.28% | ||||||||||||||||
| Bosnia and Herzegovina | % | 5.79% | 5.24% | 4.38% | 3.79% | 3.29% | ||||||||||||||||
| Croatia | % | 6.92% | 6.80% | ... | ... | ... | ... | ... | ||||||||||||||
| Greece | % | ... | 7.65% | ... | ... | ... | ... | ... | ||||||||||||||
| Hungary | % | 2.90% | 2.09% | 1.48% | 1.47% | 1.79% | ||||||||||||||||
| Italy | % | 4.13% | 3.50% | 3.00% | 2.68% | 2.60% | ||||||||||||||||
| Kosovo | % | ... | ... | ... | 8.32% | 7.45% | 6.83% | 6.65% | ... | ... | ... | |||||||||||
| Macedonia | % | 7.46% | 7.02% | 6.61% | 6.11% | 5.61% | ||||||||||||||||
| Montenegro | % | ... | ... | ... | ... | 8.93% | 7.97% | 7.20% | 6.53% | 6.18% | ||||||||||||
| Romania | % | 6.77% | 5.71% | 5.56% | 6.81% | 7.16% | ||||||||||||||||
| Serbia | % | 5.03% | ... | ... | ... | ... | ... | ... | ||||||||||||||
| Slovenia | % | 4.37% | 4.21% | ... | ... | ... | ... | ... |
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