Hypotecni Banka's net interest margin amounted to 0.876% in 2023, down from 1.02% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.17% in 2000 and an all time low of 0.623% in 2021. The average margin in the last five years amounted to 0.896%.
Average asset yield was 4.30% in 2023, up from 3.76% when compared to previous year. On the other hand, cost of funding amounted to 4.00% in 2023, up from 3.21%.
Comparing Hypotecni Banka with its closest peers, CSOB operated in 2023 with a net interest margin of 1.58% in 2023, and Komercni Banka reached 1.81%.
You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.
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