Hypotecni Banka's capital adequacy ratio reached 55.7% at the end of 2023, up from 49.9% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 55.7% in 2023 and an all time low of 8.16% in 2002.
The Tier 1 ratio amounted to 55.7% at the end of 2023, up from 49.9% compared to a year earlier.
Bank's loan to deposit ratio reached 115% at the end of 2023, down from 116% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 163%.
Comparing Hypotecni Banka with its closest peers, CSOB ended the year 2023 with a capital adequacy ratio at 19.7% and loans to deposits of 67.7% and Komercni Banka with 18.8% and 73.9% respectively.
You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.