Hypotecni Banka's non-performing loans reached 0.644% of total loans at the end of 2023-12-31, up from 0.584% compared to the previous year. Historically, the NPL ratio hit an all time high of 6.72% in 2000-06-30 and an all time low of 0.572% in 2023-06-30.
Provision coverage amounted to 31.1% at the end of 2023-12-31, down from 34.4% compared to a year earlier.
The bank created loan loss provisions worth of 0.010% of average loans in 2023-12-31. That's compared to 0.014% of loans the bank put aside to its cost on average in the last five years.
Comparing Hypotecni Banka with its closest peers, CSOB operated at the end of 2023-12-31 with NPL ratio of 1.51% and provision coverage of 45.2% and Komercni Banka with 1.85% and 47.1% respectively.
You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.
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