Hypotecni Banka's non-performing loans reached 0.670% of total loans at the end of 2024-06-30, up from 0.569% compared to the previous year. Historically, the NPL ratio hit an all time high of 6.72% in 2000-06-30 and an all time low of 0.569% in 2023-06-30.
Provision coverage amounted to 26.0% at the end of 2024-06-30, down from 33.4% compared to a year earlier.
The bank created loan loss provisions worth of -0.168% of average loans in 2024-06-30. That's compared to -0.014% of loans the bank put aside to its cost on average in the last five years.
Comparing Hypotecni Banka with its closest peers, Ceska Sporitelna operated at the end of 2024-06-30 with NPL ratio of 1.80% and provision coverage of 107%, CSOB with 1.44% and 43.8% respectively and Komercni Banka had 1.93% of bad loans covered with 43.0% by provisions at the end of 2024-06-30.
You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.
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