Huaxia Bank's net interest margin amounted to 1.99% in 2018, up from 1.95% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 2.66% in 2001 and an all time low of 1.95% in 2017. The average margin in the last five years amounted to 2.23%.
Average asset yield was 4.47% in 2018, up from 4.12% when compared to previous year. On the other hand, cost of funding amounted to 2.69% in 2018, up from 2.33%.
Comparing Huaxia Bank with its closest peers, Home Credit China operated in 2018 with a net interest margin of 17.2% in 2018, Qudian reached 15.7% and Lexin FinTech some 13.6%.
You can see all the bank’s data at Huaxia Bank Profile, or you can download a report on the bank in the report section.
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