Hrvatska Postanska Banka's non-performing loans reached 16.3% of total loans at the end of 2017, down from 18.3% compared to the previous year. Historically, the NPL ratio hit an all time high of 26.2% in 2015 and an all time low of 3.59% in 2006.
Provision coverage amounted to 67.7% at the end of 2017, up from 58.6% compared to a year earlier.
The bank created loan loss provisions worth of 3.17% of average loans in 2017. That's compared to 3.50% of loans the bank put aside to its cost on average in the last five years.
Comparing Hrvatska Postanska Banka with its closest peers, Zagrebacka Banka operated at the end of 2017 with NPL ratio of 11.4% and provision coverage of 73.4%, Splitska Banka with 13.0% and 93.1% respectively and Privredna Banka Zagreb had 8.96% of bad loans covered with 62.2% by provisions at the end of 2017.
You can see all the bank’s data at Hrvatska Postanska Banka Profile, or you can download a report on the bank in the report section.