Number of households with mortgage loans as a percentage of total households rose 7.75% to 45.9% in Luxembourg in 2021, according to the National Statistical Office.
Historically, number of households with mortgage loans as a percentage of total households in Luxembourg reached an all time high of 45.9% in 2021 and an all time low of 39.4% in 2010. When compared to Luxembourg's main peers, number of households with mortgage loans as a percentage of total households in Belgium amounted to 43.9%, 30.8% in France, 27.4% in Germany and 60.4% in Netherlands in 2021.
Luxembourg has been ranked 4th within the group of 28 countries we follow in terms of number of households with mortgage loans as a percentage of total households, 6 places above the position seen 10 years ago.
| Households with Mortgage Loans (As % of Total Households) | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Austria | % | ... | ... | ... | ... | ... | 25.2% | 24.3% | 25.5% | 24.9% | 25.3% | ... | ||||||||||
| Belgium | % | ... | 41.4% | 43.2% | 43.4% | 42.6% | 43.5% | |||||||||||||||
| Denmark | % | ... | 47.4% | 47.8% | 46.5% | 46.8% | 45.2% | ... | ||||||||||||||
| France | % | ... | ... | ... | 31.0% | 30.9% | 31.8% | 31.8% | 30.1% | ... | ||||||||||||
| Germany | % | ... | ... | ... | ... | ... | ... | ... | ... | 26.2% | 25.7% | 25.6% | 25.8% | 31.4% | ... | |||||||
| Italy | % | ... | ... | 15.9% | 13.6% | 13.0% | 13.7% | 15.2% | ... | |||||||||||||
| Luxembourg | % | ... | ... | ... | ... | ... | 43.3% | 42.7% | 41.9% | 41.8% | 42.6% | ... | ||||||||||
| Netherlands | % | ... | ... | ... | 61.0% | 60.7% | 60.5% | 60.4% | 60.7% | |||||||||||||
| Poland | % | 15.0% | 15.6% | 16.3% | 17.4% | 17.9% | ||||||||||||||||
| Spain | % | ... | ... | ... | ... | ... | 30.9% | 29.5% | 29.4% | 28.4% | 30.3% | ... | ||||||||||
| United Kingdom | % | ... | ... | ... | 35.5% | 38.0% | 37.5% | ... | ... | ... | ... |
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