Hello Bank!'s non-performing loans reached 14.9% of total loans at the end of 2018, down from 16.5% compared to the previous year. Historically, the NPL ratio hit an all time high of 22.4% in 2013 and an all time low of 13.0% in 2011.
Provision coverage amounted to 80.1% at the end of 2018, down from 82.4% compared to a year earlier.
The bank created loan loss provisions worth of -0.455% of average loans in 2018. That's compared to 0.900% of loans the bank put aside to its cost on average in the last five years.
You can see all the bank’s data at Hello Bank! Profile, or you can download a report on the bank in the report section.
Helgi Library 
