Equa Bank's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.645% in the fourth quarter of 2021, down from 0.203% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 1.49% in 4Q2015 and an all time low of -2.73% in 2Q2012. The average cost of risk in the last six quarters amounted to 0.325%.
On the other hand, average asset yield was 3.54% in 4Q2021, up from 2.99% when compared to the same period last year. Cost of funding amounted to 0.381% in 4Q2021, down from 0.449%.
When compared to bank's main peers, Ceska Sporitelna operated in the fourth quarter of 2021 with a cost of risk of 0.110% CSOB reached -0.078% and Komercni Banka some 0.004%.
You can see all the bank’s data at Equa Bank Profile, or you can download a report on the bank in the report section.
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