Customer deposits increased 1.21% qoq to CZK 6,417 bil during the third quarter of 2022. This means an annual growth rate of 7.87%, which is above the average growth of 7.53% we have seen in deposits in the last decade.
Households deposits grew 0.685% qoq and 2.72% yoy in the last 12 months and represented 52.2% of total customer deposits at the end of September 2022. Corporate deposits increased by 6.41% qoq (or 11.1% yoy) and made up 21.9% of total while the remaining 25.9% comprised other deposits (to financial and public institutions) compared to 24.0% a year ago.
Overall, Ceska Sporitelna is the largest deposit collector with a 21.2% market share followed by CSOB (20.9%) and Komercni Banka (17.5%):
The three largest banks held 59.5% of customer deposits at the end of third quarter. When compared to the same period of last year, we estimate that they have lost 1.15% of the market.
Helgi Library 
