CSOB Stavebni Sporitelna's capital adequacy ratio reached 28.1% at the end of second quarter of 2024, down from 30.0% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 31.2% in 4Q2023 and an all time low of 8.79% in 3Q2005.
The Tier 1 ratio amounted to 27.6% at the end of second quarter of 2024, up from 22.4% compared to the same period of last year and down from 29.5% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 109% at the end of 2Q2024, up from 99.3% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 79.5%.
When compared to bank's main peers, Modra Pyramida Stavebni Sporitelna ended the second quarter of 2024 with a capital adequacy ratio at 38.1% and loans to deposits of 189%, Raiffeisen Stavebni Sporitelna with 24.4% and 118% respectively and Stavebni Sporitelna Ceske Sporitelny some 29.6% in terms of capital adequacy and 123% of loans to deposits at the end of the second quarter of 2024.
You can see all the bank’s data at CSOB Stavebni Sporitelna Profile, or you can download a report on the bank in the report section.
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