CSOB Stavebni Sporitelna's non-performing loans reached 1.61% of total loans at the end of 2024-06-30, down from 1.62% compared to the previous year. Historically, the NPL ratio hit an all time high of 4.72% in 2018-06-30 and an all time low of 0.538% in 2003-09-30.
Provision coverage amounted to 80.4% at the end of 2024-06-30, down from 85.5% compared to a year earlier.
The bank created loan loss provisions worth of -0.127% of average loans in 2024-06-30. That's compared to -0.049% of loans the bank put aside to its cost on average in the last five years.
Comparing CSOB Stavebni Sporitelna with its closest peers, Modra Pyramida Stavebni Sporitelna operated at the end of 2024-06-30 with NPL ratio of 1.11% and provision coverage of 53.9%, Raiffeisen Stavebni Sporitelna with 1.12% and 76.8% respectively and Stavebni Sporitelna Ceske Sporitelny had 1.03% of bad loans covered with 89.3% by provisions at the end of 2024-06-30.
You can see all the bank’s data at CSOB Stavebni Sporitelna Profile, or you can download a report on the bank in the report section.
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