CSOB's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.057% in the fourth quarter of 2024, down from 0.080% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 1.09% in 2Q2020 and an all time low of -0.274% in 2Q2021. The average cost of risk in the last six quarters amounted to 0.073%.
On the other hand, average asset yield was 4.40% in 4Q2024, down from 6.57% when compared to the same period last year. Cost of funding amounted to 2.92% in 4Q2024, down from 5.35%.
When compared to bank's main peers, Ceska Sporitelna operated in the fourth quarter of 2024 with a cost of risk of -0.048% and Komercni Banka reached 0.010%.
You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.
Helgi Library 
