CSOB's capital adequacy ratio reached 20.6% at the end of fourth quarter of 2024, up from 20.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 24.8% in 1Q2021 and an all time low of 9.43% in 2Q2008.
The Tier 1 ratio amounted to 20.5% at the end of fourth quarter of 2024, up from 19.4% compared to the same period of last year and up from 20.1% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 70.7% at the end of 4Q2024, up from 67.7% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 76.3%.
When compared to bank's main peers, Ceska Sporitelna ended the fourth quarter of 2024 with a capital adequacy ratio at 18.6% and loans to deposits of 72.6% and Komercni Banka with 18.8% and 72.6% respectively.
You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.
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