CSOB's non-performing loans reached 1.43% of total loans at the end of 2024-12-31, down from 1.51% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.13% in 2013-06-30 and an all time low of 1.43% in 2024-09-30.
Provision coverage amounted to 43.6% at the end of 2024-12-31, down from 45.2% compared to a year earlier.
The bank created loan loss provisions worth of -0.114% of average loans in 2024-12-31. That's compared to 0.174% of loans the bank put aside to its cost on average in the last five years.
Comparing CSOB with its closest peers, Ceska Sporitelna operated at the end of 2024-12-31 with NPL ratio of 1.80% and provision coverage of 102% and Komercni Banka with 1.94% and 44.3% respectively.
You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.
Helgi Library 
