CSOB's non-performing loans reached 1.44% of total loans at the end of 2024-06-30, down from 1.52% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.13% in 2013-06-30 and an all time low of 1.44% in 2024-06-30.
Provision coverage amounted to 43.8% at the end of 2024-06-30, down from 45.8% compared to a year earlier.
The bank created loan loss provisions worth of -0.436% of average loans in 2024-06-30. That's compared to 0.054% of loans the bank put aside to its cost on average in the last five years.
Comparing CSOB with its closest peers, Ceska Sporitelna operated at the end of 2024-06-30 with NPL ratio of 1.80% and provision coverage of 107%, Komercni Banka with 1.93% and 43.0% respectively and MONETA Money Bank had 1.40% of bad loans covered with 116% by provisions at the end of 2024-06-30.
You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.
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