Credito Emiliano's non-performing loans reached 12.7% of total loans at the end of 2018, down from 15.8% compared to the previous year. Historically, the NPL ratio hit an all time high of 16.8% in 2015 and an all time low of 0.921% in 2003.
Provision coverage amounted to 58.5% at the end of 2018, up from 52.4% compared to a year earlier.
The bank created loan loss provisions worth of 0.879% of average loans in 2018. That's compared to 1.30% of loans the bank put aside to its cost on average in the last five years.
You can see all the bank’s data at Credito Emiliano Profile, or you can download a report on the bank in the report section.