Ceska Sporitelna's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.060% in the second quarter of 2024, down from 0.014% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 1.22% in 4Q2009 and an all time low of -0.840% in 3Q2003. The average cost of risk in the last six quarters amounted to 0.022%.
On the other hand, average asset yield was 5.10% in 2Q2024, down from 5.16% when compared to the same period last year. Cost of funding amounted to 3.50% in 2Q2024, down from 3.61%.
When compared to bank's main peers, Komercni Banka operated in the second quarter of 2024 with a cost of risk of 0.026% and MONETA Money Bank reached 0.084%.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.