Ceska Sporitelna's capital adequacy ratio reached 19.0% at the end of second quarter of 2024, down from 19.1% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 25.6% in 4Q2020 and an all time low of 9.40% in 4Q2007.
The Tier 1 ratio amounted to 17.3% at the end of second quarter of 2024, down from 18.2% compared to the same period of last year and down from 17.4% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 69.0% at the end of 2Q2024, up from 66.7% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 72.7%.
When compared to bank's main peers, Komercni Banka ended the second quarter of 2024 with a capital adequacy ratio at 18.9% and loans to deposits of 69.3% and MONETA Money Bank with 19.4% and 63.6% respectively.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.