Ceska Sporitelna's net interest margin amounted to 2.01% in 2023, down from 2.24% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.61% in 2008 and an all time low of 1.94% in 2020. The average margin in the last five years amounted to 2.05%.
Average asset yield was 5.81% in 2023, up from 4.72% when compared to previous year. On the other hand, cost of funding amounted to 4.14% in 2023, up from 2.71%.
Comparing Ceska Sporitelna with its closest peers, CSOB operated in 2023 with a net interest margin of 1.58% in 2023, Komercni Banka reached 1.81% and MONETA Money Bank some 2.03%.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.
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