Ceska Sporitelna's capital adequacy ratio reached 19.6% at the end of 2023, down from 20.2% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 25.6% in 2020 and an all time low of 9.40% in 2007.
The Tier 1 ratio amounted to 18.3% at the end of 2023, down from 19.7% compared to a year earlier.
Bank's loan to deposit ratio reached 73.7% at the end of 2023, up from 73.5% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 67.3%.
Comparing Ceska Sporitelna with its closest peers, CSOB ended the year 2023 with a capital adequacy ratio at 19.7% and loans to deposits of 67.7%, Komercni Banka with 18.8% and 73.9% respectively and MONETA Money Bank some 20.1% in terms of capital adequacy and 65.8% of loans to deposits at the end of 2023.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.
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