Ceska Sporitelna's non-performing loans reached 1.80% of total loans at the end of 2024-06-30, down from 1.80% compared to the previous year. Historically, the NPL ratio hit an all time high of 27.1% in 2001-06-30 and an all time low of 1.70% in 2019-09-30.
Provision coverage amounted to 107% at the end of 2024-06-30, down from 117% compared to a year earlier.
The bank created loan loss provisions worth of -0.120% of average loans in 2024-06-30. That's compared to 0.031% of loans the bank put aside to its cost on average in the last five years.
Comparing Ceska Sporitelna with its closest peers, Komercni Banka operated at the end of 2024-06-30 with NPL ratio of 1.93% and provision coverage of 43.0% and MONETA Money Bank with 1.40% and 116% respectively.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.