Banka Creditas's net interest margin amounted to 1.08% in the second quarter of 2024, down from 1.17% when compared to the previous quarter.
Historically, the bank’s net interest margin reached an all time high of 8.18% in 4Q2011 and an all time low of 0.870% in 2Q2017. The average margin in the last six quarters amounted to 1.22%.
Average asset yield was 5.10% in 2Q2024, down from 5.97% when compared to the same period last year. On the other hand, cost of funding amounted to 4.35% in 2Q2024, down from 4.93%.
When compared to bank's main peers, Ceska Sporitelna operated in the second quarter of 2024 with a net interest margin of 1.85% CSOB reached 1.56% and Komercni Banka some 1.56%.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
Helgi Library 
