Banka Creditas's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.251% in the fourth quarter of 2023, up from -0.313% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 4.36% in 4Q2011 and an all time low of -1.78% in 2Q2010. The average cost of risk in the last six quarters amounted to 0.057%.
On the other hand, average asset yield was 5.93% in 4Q2023, up from 5.62% when compared to the same period last year. Cost of funding amounted to 5.10% in 4Q2023, up from 4.61%.
When compared to bank's main peers, CSOB operated in the fourth quarter of 2023 with a cost of risk of 0.580% and Komercni Banka reached 0.277%.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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