Banka Creditas's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.216% in the second quarter of 2024, up from 0.134% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 4.36% in 4Q2011 and an all time low of -1.78% in 2Q2010. The average cost of risk in the last six quarters amounted to 0.054%.
On the other hand, average asset yield was 5.10% in 2Q2024, down from 5.97% when compared to the same period last year. Cost of funding amounted to 4.35% in 2Q2024, down from 4.93%.
When compared to bank's main peers, Ceska Sporitelna operated in the second quarter of 2024 with a cost of risk of -0.060% CSOB reached -0.199% and Komercni Banka some 0.026%.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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