Banka Creditas's capital adequacy ratio reached 24.0% at the end of second quarter of 2024, down from 25.3% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 33.8% in 4Q2023 and an all time low of 10.4% in 1Q2014.
The Tier 1 ratio amounted to 24.0% at the end of second quarter of 2024, up from 21.9% compared to the same period of last year and down from 25.3% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 27.9% at the end of 2Q2024, up from 26.1% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 85.5%.
When compared to bank's main peers, Ceska Sporitelna ended the second quarter of 2024 with a capital adequacy ratio at 19.0% and loans to deposits of 69.0%, CSOB with 20.0% and 68.5% respectively and Komercni Banka some 18.9% in terms of capital adequacy and 69.3% of loans to deposits at the end of the second quarter of 2024.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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