Banka Creditas's non-performing loans reached 2.50% of total loans at the end of 2023, down from 5.67% compared to the previous year. Historically, the NPL ratio hit an all time high of 35.6% in 2011 and an all time low of 2.50% in 2023.
Provision coverage amounted to 53.1% at the end of 2023, up from 34.3% compared to a year earlier.
The bank created loan loss provisions worth of -0.344% of average loans in 2023. That's compared to 0.310% of loans the bank put aside to its cost on average in the last five years.
Comparing Banka Creditas with its closest peers, CSOB operated at the end of 2023 with NPL ratio of 1.51% and provision coverage of 45.2% and Komercni Banka with 1.85% and 47.1% respectively.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
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