Bank Saint Petersburg's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.971% in the fourth quarter of 2020, down from 1.12% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 5.63% in 1Q2009 and an all time low of -0.700% in 4Q2010. The average cost of risk in the last six quarters amounted to 1.30%.
On the other hand, average asset yield was 6.11% in 4Q2020, down from 7.22% when compared to the same period last year. Cost of funding amounted to 2.44% in 4Q2020, down from 3.85%.
You can see all the bank’s data at Bank Saint Petersburg Profile, or you can download a report on the bank in the report section.