Bank Handlowy's capital adequacy ratio reached 20.3% at the end of third quarter of 2023, down from 20.3% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 22.6% in 4Q2020 and an all time low of 10.8% in 1Q2008.
The Tier 1 ratio amounted to 20.3% at the end of third quarter of 2023, up from 17.8% compared to the same period of last year and down from 20.3% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 38.1% at the end of 3Q2023, down from 43.2% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 66.5%.
When compared to bank's main peers, PKO BP ended the third quarter of 2023 with a capital adequacy ratio at 20.3% and loans to deposits of 63.7%, Pekao with 17.3% and 67.3% respectively and ING Bank Slaski some 18.1% in terms of capital adequacy and 78.1% of loans to deposits at the end of the third quarter of 2023.
You can see all the bank’s data at Bank Handlowy Profile, or you can download a report on the bank in the report section.