Average asset yield fell to 5.02% in the third quarter of 2022, up 3.02 bp when compared to the same period of last year. Banks charged on average 2.62% on mortgage loans (up 0.221 bp compared to last year's 2.40%), interest on consumer loans reached 8.37% (up 0.078 bp from 8.29%) and corporate loans were priced at 7.28% (up 4.37 bp) in the third quarter of 2022.
In the arena of 19 Czech banks, Komercni Banka has been operating with the highest asset yield in the third quarter of 2022 (7.02% on total assets), followed by Trinity Bank (6.18%) and Max banka (6.10%). At the other end of the spectrum was UniCredit Bank Czecho-Slovakia with only 2.45% and Raiffeisen Stavebni Sporitelna with 2.87% of average assets.
In terms of momentum, Max banka increased its asset yield the most in the last 12 months, by 1.14 bp to 6.10%, followed by Raiffeisenbank Czech Republic (up by 1.12 bp) and Trinity Bank (up by 1.10 bp).
Helgi Library 
