Air Bank's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.368% in the second quarter of 2024, up from 0.173% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 1.54% in 4Q2014 and an all time low of -0.452% in 4Q2017. The average cost of risk in the last six quarters amounted to 0.364%.
On the other hand, average asset yield was 5.77% in 2Q2024, down from 6.51% when compared to the same period last year. Cost of funding amounted to 3.55% in 2Q2024, down from 3.92%.
When compared to bank's main peers, Ceska Sporitelna operated in the second quarter of 2024 with a cost of risk of -0.060% CSOB reached -0.199% and Komercni Banka some 0.026%.
You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.