Air Bank's capital adequacy ratio reached 16.8% at the end of second quarter of 2024, up from 16.4% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 18.2% in 4Q2021 and an all time low of 10.8% in 3Q2013.
The Tier 1 ratio amounted to 16.5% at the end of second quarter of 2024, down from 16.5% compared to the same period of last year and up from 16.1% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 69.7% at the end of 2Q2024, up from 68.2% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 51.0%.
When compared to bank's main peers, Ceska Sporitelna ended the second quarter of 2024 with a capital adequacy ratio at 19.0% and loans to deposits of 69.0%, CSOB with 20.0% and 68.5% respectively and Komercni Banka some 18.9% in terms of capital adequacy and 69.3% of loans to deposits at the end of the second quarter of 2024.
You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.