Air Bank's non-performing loans reached 1.30% of total loans at the end of 2024-06-30, up from 1.18% compared to the previous year. Historically, the NPL ratio hit an all time high of 1.89% in 2018-12-31 and an all time low of 0.004% in 2013-03-31.
Provision coverage amounted to 154% at the end of 2024-06-30, up from 141% compared to a year earlier.
The bank created loan loss provisions worth of 0.699% of average loans in 2024-06-30. That's compared to 0.683% of loans the bank put aside to its cost on average in the last five years.
Comparing Air Bank with its closest peers, Ceska Sporitelna operated at the end of 2024-06-30 with NPL ratio of 1.80% and provision coverage of 107%, CSOB with 1.44% and 43.8% respectively and Komercni Banka had 1.93% of bad loans covered with 43.0% by provisions at the end of 2024-06-30.
You can see all the bank’s data at Air Bank Profile, or you can download a report on the bank in the report section.
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